| Fire insurance
- that's what this used to be called because fire
was one of the few losses covered by the policy.
It's now more commonly referred to as homeowners
insurance.
Fact. Now, a homeowners insurance
policy covers a lot more than just losses resulting
from fires. The policy covers theft and burglaries.
If high wind blows off your roof, you have coverage.
If someone comes to your home and slips on your
hardwood floor, or anywhere else in the house,
you have coverage if this person decides to
sue you.
Unlike your auto, your home is not as susceptible
to losses stemming from reckless human behavior.
Drunk or negligent drivers aren't as much of
a menace.
But your home is susceptible to Mother Nature.
Note. Unfortunately, the standard
homeowners policy does not provide coverage
for some of Mother Nature's acts.
Note. Some additional coverage's to consider are back up of sewer and drains, earthquake, flood, jewelry, and gun coverage. Please contact your personal lines specialist to discuss these coverage's.
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