| Fortunately,
there aren't too many months in Ohio where you
can't get out and enjoy a ride on your bike (as
long as you don't mind bundling up for a few of
those months). However, the sad part is too many
riders neglect to properly insure their motorcycle
which leaves them on the hook if their bike is
damaged or worse, if they injure someone else.
The coverage on a motorcycle policy is very
similar to that provided by your auto policy.
There are 6 distinct coverage options. Some
are required by law in Ohio, others can be added
at your discretion (for the most part).
Tip. Ask your agent about
the different discounts available on your policy.
Many insurance companies have substantial discounts,
for example, if you have a good driving record.
Here are a few other discounts you could qualify
for:
• Have you completed a safety
course? If so, make sure you have the name of
the course you completed so you can tell your
agent.
• Are you riding your bike
all 12 months of the year? If you live in Ohio,
probably not so ask about a lay-up discount.
• Do you have more than one
bike? Or maybe your auto and motorcycle insurance
are with the same insurance company? Ask about
multi-policy discounts.
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