We represent several insurance companies and offer many discounts including: good driving, multi-car, auto/home package discounts and many more. We also represent comapnies who offer competitive pricing for those with "not-so-perfect" driving records.

For those who own and reside in their home. We represent several companies and offer many discounts including: home/auto package discounts, burglar/fire alarm discounts, loss-free credits, to name a few. Multiple coverage options are available such as: Guaranteed Replacement Cost for home and contents, Functional Replacement Cost, Earthquake Coverage, Water/Sewer Backup Coverage, rider for jewelry / furs / guns / etc., Identity Theft Recovery Coverage, and much more.

For those who rent a home or apartment. These types of policies provide renter with personal property and liability coverage. Renters insurance is surprislingly affordable and most companies offer a discounted rate when combined with and automobile policy.

We represent four carriers who offer excellent farm coverage. We can cover all your agricultural needs from your building and property exposures to your liability exposures, including equine liability for clients with horses.

An extremely important and often overlooked coverage. Your basic policies (homeowner, automobile, boatowner, etc.) provide liability coverage. However, for some clients, a need exists for additional protection. A personal umbrella policy gives you an increased limit of liability coverage over and above what your basic policies provide. Limits of coverage begin at $1,000,000 and increase from there. The average cost for a $1 million umbrella policy is less than $200 per year! This amounts to a lot of coverage for very little money. Anyone who owns a home, has retirement accounts, or other saving/securities would be vulnerable should a large liability claim occur. We highly recommend adding personal umbrella coverage to protect the assets you've worked so hard to obtain.

We represent Drive Insurance from Progessive as our premier company for this type of coverage, although some of our other carriers offer motorcycle / ATV coverage as well when combined with an automobile policy. We can cover basic stock bikes on up to ultra customized Harley Davidson's.

We can cover all types of watercraft from personal watercraft (jet skis) to yachts and anything in between. In some cases, coverage can be added directly to your homeowner policy very cost effectively.